HB4716

Insurance: other; penalties for fraudulent insurance acts; increase. Amends sec. 4511 of 1956 PA 218 (MCL 500.4511).

Chamber Passed·9/16/25

Michigan HB4716 increases penalties for fraudulent insurance acts.

Michigan HB4716 amends the state's insurance laws to increase penalties for fraudulent insurance acts. The bill specifies various felony and misdemeanor penalties based on the amount of fraudulent claims and the number of claims involved. It also mandates restitution for victims and requires courts to notify licensing authorities of adjudications involving fraudulent insurance acts. The penalties range from fines up to $50,000 and imprisonment up to 20 years, depending on the severity of the fraud.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Last
Passed the House · 101–2 · Sep 16, 2025
Current
Finance, Insurance, And Consumer Protection Committee
Next
Senate floor vote

Sponsors

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6
4
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Democratic CaucusRepublican Caucus

Roll Call Votes

101 Yea

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2 Nay

DR

Calendar

Sep 3, 2025

12:00 PM

House Insurance

Aug 27, 2025

12:00 PM

House Insurance

History

Sep 18, 2025

Senate

Passed By House With Immediate Effect

Sep 18, 2025

Senate

Referred To Committee On Finance, Insurance, And Consumer Protection

Sep 16, 2025

House

Read A Third Time