Michigan HB4683 modifies prior authorization requirements for mental health and substance use disorder treatment under health insurance policies.

Michigan HB4683 amends the Insurance Code to modify prior authorization requirements for mental health and substance use disorder treatment. The bill mandates that insurers provide coverage for medically necessary inpatient, intermediate, and outpatient care for mental health and substance use disorders, in accordance with generally accepted standards of care. It prohibits insurers from reducing coverage or applying terms and conditions that are less favorable than those for other comparable services.

Michigan HB4683 modifies prior authorization requirements for mental health and substance use disorder treatment under health insurance policies.

Michigan HB4683 amends the Insurance Code to modify prior authorization requirements for mental health and substance use disorder treatment. The bill mandates that insurers provide coverage for medically necessary inpatient, intermediate, and outpatient care for mental health and substance use disorders, in accordance with generally accepted standards of care. It prohibits insurers from reducing coverage or applying terms and conditions that are less favorable than those for other comparable services.