HB4536

Insurance: health insurers; use of artificial intelligence tools to make decisions regarding claims; prohibit. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406ss.

Introduced·6/3/25
Introduced Text

Michigan HB4536 prohibits insurers from denying, modifying, or delaying health insurance claims based on artificial intelligence reviews.

Michigan HB4536 amends the Michigan Insurance Code to add a new section prohibiting insurers from denying, modifying, or delaying health insurance claims based on reviews using artificial intelligence. This means insurers cannot use AI tools to make decisions that affect a policyholder's claim.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Communications And Technology Committee
Next
Committee decision

Sponsors

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11
0
Democratic CaucusRepublican Caucus

History

Mar 19

House

Rule Suspended

Mar 19

House

Motion To Discharge Committee Approved

Mar 19

House

Placed On Second Reading