Michigan HB4464 amends insurance laws to modify compliance with the Affordable Care Act, ensuring coverage for essential health benefits and parity.

Michigan HB4464 amends sections of the Michigan insurance code to modify compliance with the Affordable Care Act. It mandates that insurers provide coverage for essential health benefits, including ambulatory patient services, emergency services, hospitalization, pregnancy and maternity care, mental health and substance use disorder services, and prescription drugs. The bill also ensures that financial requirements and quantitative treatment limitations for mental health and substance use disorder benefits are no more restrictive than those applied to medical/surgical benefits.

Michigan HB4464 amends insurance laws to modify compliance with the Affordable Care Act, ensuring coverage for essential health benefits and parity.

Michigan HB4464 amends sections of the Michigan insurance code to modify compliance with the Affordable Care Act. It mandates that insurers provide coverage for essential health benefits, including ambulatory patient services, emergency services, hospitalization, pregnancy and maternity care, mental health and substance use disorder services, and prescription drugs. The bill also ensures that financial requirements and quantitative treatment limitations for mental health and substance use disorder benefits are no more restrictive than those applied to medical/surgical benefits.