Michigan HB4207 amends health insurance policy definitions to exclude federal excepted benefits.
Michigan HB4207 amends the definition of health benefit plans to exclude federal excepted benefits, such as those provided by the Department of Defense or the Indian Health Service. This change aligns Michigan's insurance policy definitions with federal standards, ensuring consistency and clarity for policyholders. The bill also updates definitions for terms like "small employer," "waiting period," and "full-time employees," affecting how these terms are applied in health insurance policies.
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