S.833

To protect equity in real estate transactions

Introduced·2/27/25
Introduced Text

Massachusetts S833 aims to protect equity in real estate transactions by regulating shared appreciation mortgages.

Massachusetts S833 seeks to safeguard equity in real estate transactions by introducing regulations for shared appreciation mortgages. This bill mandates that entities must provide written notice to individuals before offering a shared appreciation mortgage. The notice must include details about the mortgage and the requirement for third-party counseling. The mortgage becomes due upon the sale, refinancing, or other specified events. The entity is not liable for relief if the individual receives full disclosure.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Financial Services Committee
Next
Committee decision

Sponsors

0
1
R
Democratic CaucusRepublican Caucus

Calendar

Nov 18, 2025

10:30 AM

Joint Committee on Financial Services Hearing

Nov 18, 2025

10:30 AM

Joint Committee on Financial Services Hearing

History

Jun 4

Senate

Reporting date extended to Friday June 12, 2026

Apr 21

Senate

Reporting date extended to Monday May 4, 2026

Nov 18, 2025

Joint

Hearing rescheduled to 11/18/2025 from 10:30 AM-01:00 PM in A-2 and Virtual Hearing updated to New End Time