S.833

To protect equity in real estate transactions

Introduced·2/27/25
Introduced Text

Massachusetts S833 aims to protect equity in real estate transactions by regulating shared appreciation mortgages.

Massachusetts S833 establishes rules for shared appreciation mortgages, ensuring entities offering these mortgages provide full disclosure and third-party counseling to buyers. The bill mandates written notice to buyers about the terms of the shared appreciation mortgage, including the conditions under which payments are due. It also requires buyers to complete counseling with a HUD-certified agency. The bill exempts entities from liability if they comply with these disclosure and counseling requirements.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Ways and Means Committee
Next
Committee decision

Sponsors

0
1
R
Democratic CaucusRepublican Caucus

Calendar

Nov 18, 2025

10:30 AM

Joint Committee on Financial Services Hearing

Nov 18, 2025

10:30 AM

Joint Committee on Financial Services Hearing

History

Jul 1

Senate

Bill reported favorably by committee and referred to the committee on Senate Ways and Means

Jun 4

Senate

Reporting date extended to Friday June 12, 2026

Apr 21

Senate

Reporting date extended to Monday May 4, 2026