S.785

Relative to insurance claims

Final Passage·7/31/26
Introduced Text

Massachusetts S785 prohibits insurance policies from requiring insureds to use company-appointed adjusters.

Massachusetts S785 amends the state's insurance laws to prohibit insurance companies from requiring policyholders to use company-appointed adjusters as a condition for recovery under their policies. Any policy language that mandates the use of company-appointed adjusters is deemed unenforceable and must be removed from the policy. Additionally, the bill prohibits policy provisions that restrict insureds from hiring public adjusters for services related to property or casualty insurance. This legislation aims to protect policyholders' rights to choose their own adjusters.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Last
Passed both chambers · Jul 31
Current
Awaiting the Governor
Next
Signature or veto

Sponsors

D
1
0
Democratic CaucusRepublican Caucus

Calendar

May 13, 2025

10:00 AM

Joint Committee on Financial Services Hearing

History

Jul 31

Senate

Enacted and laid before the Governor

Jul 30

House

Rules suspended

Jul 30

House

Read third and passed to be engrossed