S.3046

Establishing a commission to investigate auto insurance discrimination

Introduced·4/15/26
Introduced Text

Establishes a commission to study and recommend ways to reduce auto insurance discrimination in Massachusetts.

The bill establishes a special legislative commission to investigate and study the use of territorial rating factors in auto insurance premiums in Massachusetts. The commission will examine the impact of zip code, garaging location, and geographical area on insurance rates, as well as other potentially discriminatory factors. It will also study how insurance rates are calculated and recommend ways to reduce inequities. The commission will submit a report with its findings and recommendations by July 1, 2027.

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  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Ways and Means Committee
Next
Committee decision

Sponsors

0
0
Democratic CaucusRepublican Caucus

History

Jun 15

Senate

Committee recommended ought to pass and referred to the committee on Senate Ways and Means

Apr 15

Senate

Reported from the committee on Financial Services

Apr 15

Senate

New draft of S790 and S820