Establishes a commission to study and recommend ways to reduce auto insurance discrimination in Massachusetts.

The bill establishes a special legislative commission to investigate and study the use of territorial rating factors in auto insurance premiums in Massachusetts. The commission will examine the impact of zip code, garaging location, and geographical area on insurance rates, as well as other potentially discriminatory factors. It will also study how insurance rates are calculated and recommend ways to reduce inequities. The commission will submit a report with its findings and recommendations by July 1, 2027.

Establishes a commission to study and recommend ways to reduce auto insurance discrimination in Massachusetts.

The bill establishes a special legislative commission to investigate and study the use of territorial rating factors in auto insurance premiums in Massachusetts. The commission will examine the impact of zip code, garaging location, and geographical area on insurance rates, as well as other potentially discriminatory factors. It will also study how insurance rates are calculated and recommend ways to reduce inequities. The commission will submit a report with its findings and recommendations by July 1, 2027.