H454

Massachusetts H454 prohibits credit card surcharges and allows discounts for cash or check payments, requiring sellers to disclose such discounts.

Massachusetts H454 amends existing law to prohibit sellers from imposing surcharges on buyers who use cash, checks, credit cards, or electronic means of payment. However, sellers may offer discounts for using cash, checks, debit cards, or similar means, provided they clearly disclose such discounts. For in-person transactions, sellers must post the notice on their premises, while for digital transactions, the notice must be on the website or digital payment application. This bill aims to protect consumers from unexpected fees while allowing sellers to incentivize certain payment methods.