Massachusetts H419 aims to alleviate the burden of medical debt for patients and families.

Massachusetts H419, the Medical Debt Protection Act, seeks to alleviate the burden of medical debt for patients and families by limiting interest rates on medical debt judgments, prohibiting certain collection practices, and exempting specific property from seizure. The bill limits interest on medical debt judgments to 3% per annum for judgments filed after January 1, 2026. It prohibits medical creditors and debt collectors from taking extraordinary collection actions such as causing a consumer's arrest or foreclosing on their real property.

Massachusetts H419 aims to alleviate the burden of medical debt for patients and families.

Massachusetts H419, the Medical Debt Protection Act, seeks to alleviate the burden of medical debt for patients and families by limiting interest rates on medical debt judgments, prohibiting certain collection practices, and exempting specific property from seizure. The bill limits interest on medical debt judgments to 3% per annum for judgments filed after January 1, 2026. It prohibits medical creditors and debt collectors from taking extraordinary collection actions such as causing a consumer's arrest or foreclosing on their real property.