H1983

Relative to unlawful practices in the servicing and foreclosure of a subordinate mortgage

Introduced·2/27/25
Introduced Text

Massachusetts H1983 aims to protect borrowers from unlawful practices in the servicing and foreclosure of subordinate mortgages.

Massachusetts H1983 addresses unlawful practices in the servicing and foreclosure of subordinate mortgages. It defines such practices, including failure to provide written communications or periodic statements, and mandates that notices be provided in English and Spanish. The bill allows borrowers to petition the court for relief if a creditor engages in these practices, potentially halting foreclosure and waiving certain fees. It also allows for the release of liens and deletion of credit reporting information.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

See what it does, who it affects, and the critical issues in plain language. Free, 30 seconds.

Where it stands

Current
In committee
Next
Committee decision

Sponsors

D
1
0
Democratic CaucusRepublican Caucus

Calendar

Oct 21, 2025

1:00 PM

Joint Committee on The Judiciary Hearing

History

Mar 26

House

Accompanied a study order, see H5281 (under House Rule 27)

Oct 10, 2025

Joint

Hearing scheduled for 10/21/2025 from 01:00 PM-05:00 PM in A-2

Oct 10, 2025

House

Reported by committee to Clerk’s Office for processing, will accompany a study order