Massachusetts H1250 aims to ensure fairness in insurance policies by prohibiting certain discretionary authority provisions.

Massachusetts H1250 amends Chapter 175 of the General Laws to enhance fairness in insurance policies. The bill prohibits insurers from including provisions that reserve discretionary authority to determine eligibility for benefits or interpret policy terms, which could lead to a deferential standard of review by courts. The Commissioner of Insurance is mandated to reject any health, life, or disability policy that includes such provisions or inconsistent interpretation standards.

Massachusetts H1250 aims to ensure fairness in insurance policies by prohibiting certain discretionary authority provisions.

Massachusetts H1250 amends Chapter 175 of the General Laws to enhance fairness in insurance policies. The bill prohibits insurers from including provisions that reserve discretionary authority to determine eligibility for benefits or interpret policy terms, which could lead to a deferential standard of review by courts. The Commissioner of Insurance is mandated to reject any health, life, or disability policy that includes such provisions or inconsistent interpretation standards.