H1250

Relative to greater fairness in insurance

Introduced·2/27/25
Introduced Text

Massachusetts H1250 aims to ensure fairness in insurance policies by prohibiting certain discretionary authority provisions.

Massachusetts H1250 amends Chapter 175 of the General Laws to enhance fairness in insurance policies. The bill prohibits insurers from including provisions that reserve discretionary authority to determine eligibility for benefits or interpret policy terms, which could lead to a deferential standard of review by courts. The Commissioner of Insurance is mandated to reject any health, life, or disability policy that includes such provisions or inconsistent interpretation standards.

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  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
In committee
Next
Committee decision

Sponsors

D
1
0
Democratic CaucusRepublican Caucus

Calendar

May 13, 2025

10:00 AM

Joint Committee on Financial Services Hearing

History

Apr 21

House

Accompanied a study order, see H5336

May 7, 2025

Joint

Hearing scheduled for 05/13/2025 from 10:00 AM-01:00 PM in A-2

Feb 27, 2025

House

Referred to the Joint Committee on Financial Services