Massachusetts H1194 mandates homeowners' insurance policies to include coverage for accidental home heating oil spills.
Massachusetts H1194 amends Chapter 175 of the General Laws to require homeowners' insurance policies to cover response action costs and property damage from heating oil spills. This includes costs to assess and remediate spills on the insured's property and damage to third-party property. The bill also mandates coverage for third-party liability claims arising from such spills, with minimum coverage limits of $75,000 for first-party property and $250,000 for third-party liability. This act takes effect upon passage.
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