Massachusetts H1178 aims to improve outcomes for persons with limb loss and limb difference by enhancing insurance coverage for prosthetic and.

Massachusetts H1178 amends existing laws to improve insurance coverage for prosthetic and orthotic devices. The bill mandates that insurers provide coverage for prosthetic and orthotic devices for daily use and for specific physical activities, ensuring access to medically necessary clinical care. It prohibits insurers from denying coverage based on an insured's actual or perceived disability and requires nondiscriminatory utilization determinations. The bill also addresses replacement and repair of devices, ensuring that coverage is not subject to separate financial requirements.

Massachusetts H1178 aims to improve outcomes for persons with limb loss and limb difference by enhancing insurance coverage for prosthetic and.

Massachusetts H1178 amends existing laws to improve insurance coverage for prosthetic and orthotic devices. The bill mandates that insurers provide coverage for prosthetic and orthotic devices for daily use and for specific physical activities, ensuring access to medically necessary clinical care. It prohibits insurers from denying coverage based on an insured's actual or perceived disability and requires nondiscriminatory utilization determinations. The bill also addresses replacement and repair of devices, ensuring that coverage is not subject to separate financial requirements.