Amends health insurance cost-sharing requirements to include certain health care services in deductible calculations.

This bill amends the Massachusetts General Laws to modify how health insurance deductibles are calculated. Specifically, it requires insurers to include expenditures for health care services covered by an enrollee's health plan and included within essential health benefits when calculating an enrollee's contribution to the annual limitation on cost sharing. This change applies to health plans entered into, amended, extended, or renewed on or after January 1, 2026.

Amends health insurance cost-sharing requirements to include certain health care services in deductible calculations.

This bill amends the Massachusetts General Laws to modify how health insurance deductibles are calculated. Specifically, it requires insurers to include expenditures for health care services covered by an enrollee's health plan and included within essential health benefits when calculating an enrollee's contribution to the annual limitation on cost sharing. This change applies to health plans entered into, amended, extended, or renewed on or after January 1, 2026.