LD2056

An Act to Provide Additional Financing Options to Consumers in the State

Failed·4/29/26
Tpdf Text

This bill modifies consumer credit payment requirements in Maine, allowing for unequal payments in simple interest transactions.

This bill amends Maine's consumer credit laws by excluding certain simple interest transactions from the requirement that all payments be substantially equal. Specifically, it allows for payments that are no more than 50% greater than any other payment in simple interest transactions. This change provides additional financing options to consumers in the state.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Sponsors

D
1
0
Democratic CaucusRepublican Caucus

Roll Call Votes

Accept Majority Ought To Pass As Amended Report RC #768

27 Yea

DRDDRDDRDRRDDRRDRDRRRRRDRDD

6 Nay

RDDDDD

2 Absent

DD

Calendar

Feb 11

1:00 PM

Hearing

Feb 3

1:00 PM

Hearing

History

Apr 29

House

The Bill was in the possession of the House when the Legislature adjourned Sine Die and was placed in the Legislative Files. (DEAD)

Apr 14

House

Unfinished Business

Apr 13

House

Unfinished Business