LD163

Maine LD163 mandates health insurance coverage for nonprescription oral hormonal contraceptives and nonprescription emergency contraceptives without.

Maine LD163 requires health insurance carriers to cover nonprescription oral hormonal contraceptives and nonprescription emergency contraceptives without any deductible, coinsurance, copayment, or other cost-sharing. It mandates that insurers establish mechanisms for enrollees to obtain these contraceptives at pharmacies without out-of-pocket costs at the point of sale or by submitting a claim for reimbursement. The bill also requires the Department of Professional and Financial Regulation, Bureau of Insurance to monitor compliance and report to the Legislature by November 4, 2026.