LD1310

Maine LD1310 amends insurance laws to ensure parity in cost sharing for primary care and behavioral health office visits.

Maine LD1310 amends the laws governing insurance coverage of preventive and primary health services. It mandates that group health plans, excluding small group plans, provide coverage without cost sharing for the first primary care office visit and first behavioral health office visit in each plan year. Additionally, it prohibits applying a deductible or coinsurance to the second or third primary care and behavioral health office visits in a plan year. The bill also ensures that any copayments for primary care office visits and behavioral health office visits count toward the deductible.