SB511

Louisiana SB511 mandates transparency in automobile repairs and prohibits insurers from steering policyholders to preferred repair shops.

Louisiana SB511 requires transparency in automobile repairs by prohibiting insurers from steering policyholders or third-party claimants to preferred repair shops. It mandates that repair shops obtain written consent from policyholders or third-party claimants before using non-OEM or nonstandard parts. Insurers must disclose the right to choose one's own repair shop and the optional use of non-OEM parts. If an insurer pressures a policyholder or third-party claimant to accept substandard repairs, liability for any resulting safety issues falls on the insurer. Effective August 1, 2026.