Louisiana Medical Debt Protection Act limits interest on medical debt and restricts wage garnishment and foreclosure for medically necessary care.

The Louisiana Medical Debt Protection Act establishes interest rate limits on medical debt, restricts wage garnishment and foreclosure for medically necessary care, and prohibits medical debt collectors from garnishing wages or bank accounts unless the debtor's income exceeds 400% of the federal poverty level. It also mandates that healthcare providers include specific prohibitions in contracts with third-party medical debt collectors. The attorney general can enforce the act and seek civil penalties, and consumers can file complaints and pursue private legal actions for violations.

Louisiana Medical Debt Protection Act limits interest on medical debt and restricts wage garnishment and foreclosure for medically necessary care.

The Louisiana Medical Debt Protection Act establishes interest rate limits on medical debt, restricts wage garnishment and foreclosure for medically necessary care, and prohibits medical debt collectors from garnishing wages or bank accounts unless the debtor's income exceeds 400% of the federal poverty level. It also mandates that healthcare providers include specific prohibitions in contracts with third-party medical debt collectors. The attorney general can enforce the act and seek civil penalties, and consumers can file complaints and pursue private legal actions for violations.