SB363

Louisiana SB363 mandates health insurance issuers to not substitute a lower level of care for medically necessary treatment if it conflicts with the.

Louisiana SB363 ensures that health insurance issuers cannot replace a higher level of care with a lower one if it goes against the treating provider's determination, unless the lower level is consistent with accepted medical standards and appropriate for the patient's condition. This provision aims to protect patients' rights to receive care as recommended by their healthcare providers. Effective August 1, 2026.