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SB267

Prohibits the use of a consumer's credit information and zip code in the underwriting or rating of auto insurance premiums. (8/1/26)

Introduced·2/27/26
Ment Text

Louisiana SB267 prohibits insurers from using a consumer's credit information and zip code in underwriting or rating auto insurance premiums.

Louisiana SB267 enacts R.S. 22:1508(C) to prohibit insurers from using a consumer's credit information and zip code in underwriting or rating auto insurance premiums. This change aims to prevent insurers from considering these factors when determining insurance rates. The prohibition takes effect on August 1, 2026.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Insurance Committee
Next
Committee decision

Sponsors

D
1
0
Democratic CaucusRepublican Caucus

History

Mar 9

Senate

Introduced in the Senate; read by title. Rules suspended. Read second time and referred to the Committee on Insurance.

Feb 27

Senate

Prefiled and under the rules provisionally referred to the Committee on Insurance.