HB545

Changes fees charged by lenders

Complete·5/27/26

Louisiana HB545 revises maximum loan finance charges and origination fees for consumer loans.

Louisiana HB545 modifies the maximum loan finance charges for consumer loans, adjusting the percentage rates based on the loan amount. It also increases the maximum origination fee from $50 to $75. This bill affects lenders and consumers by changing the cost structure of consumer loans.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Sponsors

0
1
R
Democratic CaucusRepublican Caucus

Roll Call Votes

33 Yea

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0 Nay

6 Absent

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Calendar

Apr 28

1:00 PM

Senate Committee on Commerce, Consumer Protection and International Affairs

Mar 17

9:30 AM

House Committee on Commerce

History

May 27

House

Becomes Act No. 402 without the Governor's signature.

May 27

House

Effective date: 05/24/2026.

May 14

Senate

Signed by the President of the Senate.