HB1210

Louisiana HB1210 establishes a mandatory pre-suit claim review process for residential property insurance disputes involving catastrophic losses.

Louisiana HB1210 creates a mandatory pre-suit claim review process for residential property insurance disputes involving catastrophic losses. The law requires claimants to submit a notice of dispute to the Department of Insurance, including proof of loss, estimates, and a summary of the dispute. The Department then assigns a neutral independent reviewer or a panel of three qualified reviewers to evaluate the claim. The review process is exempt for claims under $25,000 and emergency actions requiring immediate judicial relief.