SB158

AN ACT relating to products that offer benefits in connection with personal property.

Complete·4/3/26

Kentucky SB158 regulates vehicle financial protection products, defining them and setting rules for their sale and operation.

Kentucky SB158 establishes a regulatory framework for vehicle financial protection products, which include debt waivers and vehicle value protection agreements. These products are not considered insurance and must comply with specific disclosure and operational requirements. Providers must maintain financial security, and the Attorney General has enforcement powers. The act applies to products effective on or after January 1, 2027.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Sponsors

0
1
R
Democratic CaucusRepublican Caucus

Roll Call Votes

38 Yea

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0 Nay

Calendar

Mar 11

12:00 PM

House Committee On Banking And Insurance

Feb 10

11:00 AM

Senate Committee On Banking And Insurance

History

Apr 3

Senate

signed by Governor (Acts Ch. 16)

Mar 25

Senate

received in Senate

Mar 25

Senate

to Rules (S)