HB91

AN ACT relating to health insurance coverage by out-of-state insurers.

Introduced·1/7/26
Bill Text

Kentucky HB91 amends insurance regulations to exempt certain out-of-state insurers from local taxes and fees.

Kentucky HB91 modifies insurance laws to exempt out-of-state insurers from local taxes and fees under specific conditions. The bill exempts industrial insureds, government entity insureds, and exempt commercial policyholders from certain rate and policy form requirements. It also exempts foreign insurers from local taxes and fees if they meet criteria such as employing a risk manager, having a certain number of full-time employees, and meeting annual premium thresholds. The bill outlines procedures for audits, penalties for non-compliance, and conditions for exemptions.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Banking and Insurance Committee
Next
Committee decision

Sponsors

0
2
RR
Democratic CaucusRepublican Caucus

History

Jan 14

House

to Banking & Insurance (H)

Jan 7

House

introduced in House

Jan 7

House

to Committee on Committees (H)