HB656

AN ACT relating to deferred deposit transaction fees imposed by the commissioner.

Introduced·2/18/26
Bill Text

Kentucky HB656 regulates deferred deposit transactions, including fees, database operations, and compliance requirements.

Kentucky HB656 amends the Kentucky Revised Statutes to establish regulations for deferred deposit transactions. The commissioner can impose a fee of up to three dollars per average number of days a customer was engaged in a deferred deposit transaction for the previous year. The commissioner may operate the database or contract with a third-party provider to manage it. The database must allow licensees to verify customer transactions and ensure compliance with state and federal laws.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Banking and Insurance Committee
Next
Committee decision

Sponsors

0
1
R
Democratic CaucusRepublican Caucus

History

Feb 25

House

to Banking & Insurance (H)

Feb 18

House

introduced in House

Feb 18

House

to Committee on Committees (H)