Kansas SB147 modifies uninsured and underinsured motorist coverage liability limitations for bodily injury or death.
Kansas SB147 amends the state's automobile liability insurance policy requirements. It mandates that any policy covering liability arising from motor vehicle ownership, maintenance, or use must include coverage limits equal to the limits of liability for bodily injury or death. The bill also modifies the conditions under which uninsured and underinsured motorist coverage can be excluded or limited. It specifies that insurers cannot reduce underinsured motorist coverage due to liability limits or payments by the owner or operator of another vehicle. The bill takes effect on January 1, 2026.
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