Iowa SSB3055 modifies cost-sharing rules for health savings accounts and high-deductible health plans.
Iowa SSB3055 addresses cost-sharing rules for health savings accounts and qualified high-deductible health plans. It specifies that if a copayment, coinsurance, or deductible paid by an enrollee could make them ineligible for a health savings account, the cost-sharing will only apply to the high-deductible health plan after the enrollee meets their minimum deductible. This exception does not apply to preventive care services. The bill aims to ensure that cost-sharing does not inadvertently disqualify enrollees from their health savings accounts.
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