Iowa SF215 requires inclusion of child restraint system value in insurance settlements for automobile partial or total losses.

Iowa SF215 mandates that the value of child restraint systems be included in the loss calculation for insurance settlements of automobile partial or total losses. This applies to losses occurring on or after July 1, 2025. The bill defines "automobile" as a motor vehicle designed for carrying nine passengers or less, excluding motorcycles and motorized bicycles. "Child restraint system" is defined as a specially designed seating system meeting federal motor vehicle safety standards.

Iowa SF215 requires inclusion of child restraint system value in insurance settlements for automobile partial or total losses.

Iowa SF215 mandates that the value of child restraint systems be included in the loss calculation for insurance settlements of automobile partial or total losses. This applies to losses occurring on or after July 1, 2025. The bill defines "automobile" as a motor vehicle designed for carrying nine passengers or less, excluding motorcycles and motorized bicycles. "Child restraint system" is defined as a specially designed seating system meeting federal motor vehicle safety standards.