Iowa SF2128 allows harmed individuals to sue firearm owners if their unsecured firearms are used in crimes by third parties.

Iowa SF2128 establishes that if a firearm owner fails to secure their firearm against theft or unauthorized use, and the firearm is later used in a crime by a third party, any person harmed by that crime can bring a civil action against the firearm owner. The owner has a defense if the firearm was stolen and the theft was reported to law enforcement before the crime. The bill applies to causes of action arising on or after July 1, 2026.

Iowa SF2128 allows harmed individuals to sue firearm owners if their unsecured firearms are used in crimes by third parties.

Iowa SF2128 establishes that if a firearm owner fails to secure their firearm against theft or unauthorized use, and the firearm is later used in a crime by a third party, any person harmed by that crime can bring a civil action against the firearm owner. The owner has a defense if the firearm was stolen and the theft was reported to law enforcement before the crime. The bill applies to causes of action arising on or after July 1, 2026.