Iowa SF188 mandates health insurance coverage for contraceptive drugs, devices, and services without cost-sharing.

Iowa SF188 requires health insurance policies, contracts, and plans to cover contraceptive drugs, devices, and services without cost-sharing. It prohibits insurers from excluding or restricting benefits for contraceptives if they cover other prescription drugs or devices. Insurers must provide clear information about contraceptive coverage and allow policyholders to reject the coverage. The bill applies to policies, contracts, and plans delivered, issued for delivery, continued, or renewed in Iowa on or after January 1, 2026.

Iowa SF188 mandates health insurance coverage for contraceptive drugs, devices, and services without cost-sharing.

Iowa SF188 requires health insurance policies, contracts, and plans to cover contraceptive drugs, devices, and services without cost-sharing. It prohibits insurers from excluding or restricting benefits for contraceptives if they cover other prescription drugs or devices. Insurers must provide clear information about contraceptive coverage and allow policyholders to reject the coverage. The bill applies to policies, contracts, and plans delivered, issued for delivery, continued, or renewed in Iowa on or after January 1, 2026.