Iowa SF130 mandates health insurance coverage for infertility diagnosis and treatment, including fertility preservation services.
Iowa SF130 requires health insurance policies, contracts, or plans to cover the diagnosis and treatment of infertility and standard fertility preservation services. This includes up to three completed oocyte retrievals with unlimited embryo transfers, using single embryo transfer if recommended and medically appropriate. Fertility medications must be covered at least as favorably as other prescription medications. The bill applies to third-party payment provider contracts, policies, or plans delivered, issued for delivery, continued, or renewed in Iowa on or after July 1, 2025.
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