Iowa HF2415 mandates a special enrollment period for pregnant women in certain health insurance policies, contracts, and plans.
Iowa HF2415 requires policies, contracts, and plans providing third-party payment or prepayment of health or medical expenses to offer a special enrollment period for pregnant women. This period allows enrollment after a health care professional certifies the pregnancy, up until the pregnancy reaches 16 weeks gestation. The policy cannot impose a fee or penalty for this special enrollment. The bill applies to individual or group accident and sickness insurance, hospital or medical service contracts, health maintenance organization contracts, and plans established for public employees.
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