Iowa HF2185 modifies cost-sharing rules for health savings accounts and high-deductible health plans.

Iowa HF2185 amends the rules for cost sharing in health savings accounts and qualified high-deductible health plans. Specifically, it ensures that cost-sharing payments, such as copayments, coinsurance, or deductibles, apply only to the high-deductible health plan after the enrollee meets their minimum deductible. This change aims to maintain eligibility for health savings accounts, except for preventive care services. The new provisions will take effect on July 1, 2026.

Iowa HF2185 modifies cost-sharing rules for health savings accounts and high-deductible health plans.

Iowa HF2185 amends the rules for cost sharing in health savings accounts and qualified high-deductible health plans. Specifically, it ensures that cost-sharing payments, such as copayments, coinsurance, or deductibles, apply only to the high-deductible health plan after the enrollee meets their minimum deductible. This change aims to maintain eligibility for health savings accounts, except for preventive care services. The new provisions will take effect on July 1, 2026.