SB0169

Reorganization of consumer lending laws.

Final Passage·2/24/26

Reorganization of consumer lending laws in Indiana.

Indiana SB 169 reorganizes consumer lending laws by repealing and recodifying statutes related to first lien mortgage lending, small loans, and consumer credit sales. It establishes new provisions for licensing, fees, and penalties for violations. The bill also introduces changes to the definition and regulation of mortgage loan originators and foreclosure consultants. It aims to simplify and modernize the legal framework governing consumer credit transactions in Indiana.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Last
Passed both chambers · 46–0 · Feb 24
Current
Awaiting the Governor
Next
Signature or veto

Sponsors

D
1
2
RR
Democratic CaucusRepublican Caucus

Roll Call Votes

46 Yea

RDRRRRRRDRRRRRRDRRRDRRRRDRDDRRRRRRRRRRRDRRRRRR

0 Nay

3 Not Voting

RDR

1 Absent

D

Calendar

Feb 17

10:30 AM

House Financial Institutions Hearing

Feb 10

10:30 AM

House Financial Institutions Hearing

History

Feb 25

Senate

Senate concurred with House amendments; Roll Call 278: yeas 46, nays 0

Feb 24

House

Returned to the Senate with amendments

Feb 24

Senate

Motion to concur filed