SB0085

Health care debt and costs.

Chamber Passed·1/29/26

Indiana SB0085 regulates health care debt, limiting wage garnishment and prohibiting liens on principal residences.

Indiana SB0085 establishes limits on wage garnishment for health care debt, ensuring that individuals earning 200% or less of the federal income poverty level are exempt from garnishment. For those earning above this threshold, garnishment is capped at 10% of disposable earnings. The bill also prohibits health care debt from being used to place liens on a consumer's principal residence in Indiana. Additionally, it mandates that hospitals offer payment plans for eligible patients and provide clear information about financial assistance on billing statements.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Last
Passed the Senate · 33–15 · Jan 29
Current
Public Health Committee
Next
House floor vote

Sponsors

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7
13
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Democratic CaucusRepublican Caucus

Roll Call Votes

Senate - Third reading

33 Yea

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15 Nay

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1 Absent

R

Calendar

Jan 21

9:00 AM

Senate Health and Provider Services Hearing

Dec 10, 2025

10:00 AM

Senate Health and Provider Services Hearing

History

Feb 2

House

First reading: referred to Committee on Public Health

Jan 29

Senate

Third reading: passed; Roll Call 135: yeas 33, nays 15

Jan 29

Senate

House sponsor: Representative McGuire