Indiana SB0085 regulates health care debt, limiting wage garnishment and prohibiting liens on principal residences.

Indiana SB0085 establishes limits on wage garnishment for health care debt, ensuring that individuals earning 200% or less of the federal income poverty level are exempt from garnishment. For those earning above this threshold, garnishment is capped at 10% of disposable earnings. The bill also prohibits health care debt from being used to place liens on a consumer's principal residence in Indiana. Additionally, it mandates that hospitals offer payment plans for eligible patients and provide clear information about financial assistance on billing statements.

Indiana SB0085 regulates health care debt, limiting wage garnishment and prohibiting liens on principal residences.

Indiana SB0085 establishes limits on wage garnishment for health care debt, ensuring that individuals earning 200% or less of the federal income poverty level are exempt from garnishment. For those earning above this threshold, garnishment is capped at 10% of disposable earnings. The bill also prohibits health care debt from being used to place liens on a consumer's principal residence in Indiana. Additionally, it mandates that hospitals offer payment plans for eligible patients and provide clear information about financial assistance on billing statements.