Indiana HB1082 prohibits insurers from discriminating against living organ donors.
Indiana HB1082 amends the state's insurance laws to prohibit insurers from taking certain actions against individuals who are living organ donors. Specifically, insurers are barred from declining or limiting coverage, preclusion of organ donation as a condition of coverage, or discriminating in policy offerings based solely on the status of being a living organ donor. Violating these provisions constitutes an unfair and deceptive act in the business of insurance. The bill aims to ensure equitable treatment for living organ donors under life, disability, and long-term care insurance policies.
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