SB3864 amends the Illinois Insurance Code to restrict cost-sharing for certain medical services.
SB3864 amends the Illinois Insurance Code to restrict cost-sharing for certain medical services. It prohibits group accident and health insurance policies from imposing deductibles, coinsurance, copayments, or other cost-sharing requirements on coverage for examination and testing services for victims of specified criminal offenses. This restriction applies unless the coverage would disqualify a high-deductible health plan from eligibility for a health savings account under the Internal Revenue Code. The bill also mandates that group policies provide full coverage for these services.
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