SB3815

INS-PAST DUE PREMIUMS

Complete·6/26/26

Illinois SB3815 amends the Illinois Health Insurance Portability and Accountability Act to prevent health insurance issuers from denying coverage due.

Illinois SB3815 amends the Illinois Health Insurance Portability and Accountability Act by adding a provision that prohibits health insurance issuers from denying coverage to individuals or employers due to past-due premiums, except for grandfathered health plans. The bill defines key terms such as "health insurance issuer," "group health plan," and "grandfathered health plan." It also specifies that issuers may still pursue the collection of past-due premiums through other legal means.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Sponsors

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6
0
Democratic CaucusRepublican Caucus

Calendar

May 5

2:00 PM

House Insurance Committee Hearing

Mar 3

5:00 PM

Senate Insurance Committee Hearing

History

Jun 26

Senate

Governor Approved

Jun 26

Senate

Effective Date June 26, 2026

Jun 26

Senate

Public Act . . . . . . . . . 104-0533