SB3561

BUY-NOW-PAY-LATER ACT

Complete·6/25/26

Establishes the Buy-Now-Pay-Later Loan Regulation Act in Illinois.

The Buy-Now-Pay-Later Loan Regulation Act in Illinois mandates that any person acting as a buy-now-pay-later lender must register with the Division of Financial Institutions of the Department of Financial and Professional Regulation. The Act outlines specific registration requirements, including fees and information to be submitted. It grants the Secretary of Financial and Professional Regulation various powers, such as issuing subpoenas, conducting investigations, and imposing penalties for violations.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

See what it does, who it affects, and the critical issues in plain language. Free, 30 seconds.

Sponsors

DDDDDDDDDDDD
12
0
Democratic CaucusRepublican Caucus

Calendar

May 27

8:00 AM

House Judiciary - Civil Committee Hearing

May 20

4:30 PM

Senate Judiciary Committee Hearing

History

Jun 25

Senate

Governor Approved

Jun 25

Senate

Effective Date June 25, 2026

Jun 25

Senate

Public Act . . . . . . . . . 104-0475