SB3505

INS CD-PUBLIC ADJUSTERS & FEES

Introduced·2/5/26
Introduced Text

SB3505 amends the Illinois Insurance Code to regulate public adjusters, including contract requirements, fee caps, and ethical standards.

SB3505 amends the Illinois Insurance Code to enhance regulations on public adjusters. It mandates that all contracts between public adjusters and insureds must be in writing and include specific details such as the adjuster's license number, the insured's information, and a description of the loss. The bill also sets a cap on fees, prohibiting public adjusters from charging more than 10% of the insurance settlement claim paid by the insurer for claims resulting from catastrophic events, unless approved by the Director.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Assignments Committee
Next
Committee decision

Sponsors

D
1
0
Democratic CaucusRepublican Caucus

Calendar

Apr 28

5:00 PM

Senate Insurance Committee Hearing

History

May 22

Senate

Rule 3-9(a) / Re-referred to Assignments

May 22

Senate

Senate Committee Amendment No. 1 Rule 3-9(a) / Re-referred to Assignments

May 15

Senate

Rule 2-10 Committee/3rd Reading Deadline Established As May 22, 2026