SB3259

Illinois SB3259 prohibits using medical debt on credit reports and voids such debt if reported unlawfully.

Illinois SB3259 amends the Consumer Fraud and Deceptive Business Practices Act to prohibit consumer reporting agencies from including medical debt in consumer reports or credit reports. It also makes medical debt void and unenforceable if reported unlawfully. The bill defines "medical debt" as a debt from health care services, excluding those charged to credit cards or extensions of credit for health care. The law aims to protect consumers from the negative impact of medical debt on their credit.