SB2699

INS-RENEWAL PREMIUM INCREASE

Introduced·10/14/25
Introduced Text

Limits renewal premium increases to 10% for certain insurance policies in Illinois.

SB2699 amends the Illinois Insurance Code to limit renewal premium increases to 10% for fire and extended coverage insurance, and automobile insurance. The bill also mandates that companies provide written or electronic notice of premium changes at least 30 days prior to renewal. Additionally, companies must notify the insured of their intention not to renew at least 30 days in advance. The changes take effect on January 1, 2028.

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Where it stands

Current
Assignments Committee
Next
Committee decision

Sponsors

DD
2
0
Democratic CaucusRepublican Caucus

History

Oct 14, 2025

Senate

Filed with Secretary by Sen. Michael E. Hastings

Oct 14, 2025

Senate

First Reading

Oct 14, 2025

Senate

Referred to Assignments