SB2457

COLLECTION AGENCY ACT

Complete·8/1/25

SB2457 amends the Collection Agency Act to modify licensing requirements and disciplinary actions for collection agencies in Illinois.

SB2457 amends the Collection Agency Act to modify licensing requirements and disciplinary actions for collection agencies in Illinois. The bill exempts certain entities from licensing requirements, such as banks, abstract companies, real estate brokers, and public officers. It also outlines specific unlawful practices for collection agencies, including harassment, misrepresentation, and excessive fees. The bill allows the Department of Financial and Professional Regulation to investigate and discipline unlicensed activities.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Sponsors

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5
0
Democratic CaucusRepublican Caucus

Roll Call Votes

113 Yea

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0 Nay

1 Absent

D

Calendar

Apr 29, 2025

4:00 PM

Financial Institutions and Licensing Committee Hearing

Apr 3, 2025

11:00 AM

Financial Institutions Committee Hearing

History

Aug 1, 2025

Senate

Governor Approved

Aug 1, 2025

Senate

Effective Date January 1, 2026

Aug 1, 2025

Senate

Public Act . . . . . . . . . 104-0149