Illinois SB2286 mandates coverage for preventive health services without prior authorization or cost-sharing.

Illinois SB2286 amends the Prior Authorization Reform Act to ensure that health insurance issuers cannot require prior authorization or impose cost-sharing for preventive health services recommended by a health care professional. This applies to both in-network and out-of-network providers, with exceptions for certain conditions. The bill also specifies that student administrative health fees do not count as cost-sharing for preventive services. The changes take effect January 1, 2027.

Illinois SB2286 mandates coverage for preventive health services without prior authorization or cost-sharing.

Illinois SB2286 amends the Prior Authorization Reform Act to ensure that health insurance issuers cannot require prior authorization or impose cost-sharing for preventive health services recommended by a health care professional. This applies to both in-network and out-of-network providers, with exceptions for certain conditions. The bill also specifies that student administrative health fees do not count as cost-sharing for preventive services. The changes take effect January 1, 2027.