Illinois SB1425 regulates the use of AI systems in health insurance to prevent adverse consumer outcomes.
The Illinois SB1425, known as the Artificial Intelligence Systems Use in Health Insurance Act, mandates that insurers cannot issue adverse consumer outcomes solely based on AI systems or predictive models. The Department of Insurance can review insurers' use of AI systems and request related information. Insurers must ensure that any AI-based decisions affecting consumers are reviewed by someone with authority to override the AI. The Act also requires full and fair disclosure of AI system use by insurers.
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- Overview
- Core Provisions
- Implementation
- Impact
- Legal Framework
- Critical Issues
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