SB1289

INS-SURPLUS LINE HOME STATE

Complete·8/1/25

SB1289 amends the Illinois Insurance Code to redefine "home state" for surplus line insurance contracts and makes conforming changes.

SB1289 amends the Illinois Insurance Code to redefine "home state" for surplus line insurance contracts, specifying it as the state where the insured maintains its principal place of business or principal residence, or the state to which the greatest percentage of the insured's taxable premium is allocated. It also allows surplus line producers to procure insurance from unauthorized insurers under certain conditions, including making a diligent effort to procure insurance from authorized insurers first.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

See what it does, who it affects, and the critical issues in plain language. Free, 30 seconds.

Sponsors

DDDDD
5
3
RRR
Democratic CaucusRepublican Caucus

Roll Call Votes

110 Yea

DDRDRRDDDDDDRDRRRDRRRDDDRRRDDRDDDDDDDDDRDDRDDRRDDRRRDDDDDDRDRDDDDDDDDRDDDDDDDDRDRDRDRRRRDDDDRDDDRDDDDRRDRRDDRD

0 Nay

1 Not Voting

D

Calendar

Apr 29, 2025

2:00 PM

Insurance Committee Hearing

Feb 18, 2025

5:00 PM

Insurance Committee Hearing

History

Aug 1, 2025

Senate

Governor Approved

Aug 1, 2025

Senate

Effective Date January 1, 2026

Aug 1, 2025

Senate

Public Act . . . . . . . . . 104-0091