Illinois HB5259 amends the Illinois Health Insurance Portability and Accountability Act to prevent health insurance issuers from denying coverage due.
Illinois HB5259 amends the Illinois Health Insurance Portability and Accountability Act to ensure that health insurance issuers cannot deny coverage to individuals or employers due to past-due premiums, except for those grandfathered health plans. The bill defines "grandfathered health plan" and specifies that issuers can still pursue the collection of past-due premiums through other legal means. This change applies to individual, small group, and large group markets, with specific definitions for small and large employers. The bill takes effect immediately upon becoming law.
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- Overview
- Core Provisions
- Implementation
- Impact
- Legal Framework
- Critical Issues
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