HB4814

DEBT MANAGEMENT LICENSE & FEES

Chamber Passed·4/14/26

Illinois HB4814 amends the Debt Management Service Act to adjust fees and bond requirements for debt management service providers.

Illinois HB4814 amends the Debt Management Service Act by modifying the fees and bond requirements for debt management service providers. The bill increases the bond amount required for applicants from $25,000 to $50,000. It also permits additional fees at the completion of initial counseling services, capping these fees at 15% of the amount disbursed monthly to creditors or $75 if fewer than six creditors are involved, and $100 if six or more creditors are involved. The bill also reduces the initial counseling fee from $75 to $50 per debtor counseled.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Last
Passed the House · Apr 14
Current
Assignments Committee
Next
Session adjourned — paused until it reconvenes

Sponsors

DDDD
4
0
Democratic CaucusRepublican Caucus

Calendar

Apr 7

4:00 PM

House Financial Institutions and Licensing Committee Hearing

Mar 24

4:00 PM

House Financial Institutions and Licensing Committee Hearing

History

Jul 2

Senate

Senate Floor Amendment No. 1 Pursuant to Senate Rule 3-9(b) / Referred to Assignments

Jun 1

Senate

Rule 3-9(a) / Re-referred to Assignments

May 22

Senate

Rule 2-10 Third Reading Deadline Established As May 31, 2026